Now that the dust has settled over the claim by at least one insurance company that the Anti-Money Laundering/Combating the Financing of Terrorism (AML/CFT) Amendment Act of 2015 authorized them to ask on their “Customer Verification Form- Individual” that applicants should “indicate any affiliation with Government/Military/state officials (including political party)”, it may be opportune to review the controversy, since, in our estimation, it has very severe implications for fundamental rights of Guyanese citizens.We should note that the Financial Investigation Unit (FIU) Director Matthew Langevine, in charge of overseeing the Act, later said the policy was “misguided”. In reference of the provisions of the AML/CFT legislation for Politically Exposed Persons (PEPs) he said, “It is not intended to work by these reporting entities asking you about your political affiliation.” But while he pronounced that asking applicants for their “political affiliation” was “reckless”, he admitted that each insurance company was expected to use its “discretion” to identify PEPs.And herein lies the danger, since the financial institutions are operating in a new environment, largely defined by the Government.Recommendation 12 of the global Financial Action Task Force (FATF), incorporated into the 2015 AML/CFT Amendment Act and regulations with regard to “Politically Exposed Persons (PEPs)” states the following: “A politically exposed person (PEP) is defined by the Financial Action Task Force (FATF) as an individual who is or has been entrusted with a prominent public function.” However, this is a very broad definition, and because of the context in which the legislation has been deployed, it is not surprising that the insurance company adopted a very stringent political test.Contextually, the AML/CTF was highly publicized by the present Government. When they finally passed legislation soon after taking office in 2015, (after rejecting the PPP’s version in 2012 and 2014), they used it as a weapon to go after the members of the PPP, whom they insisted had engaged in financial skullduggery that violated the legislation. Nothing makes this clearer that the utilization of the Special Organised Crime Unit (SOCU), which was established by the PPP/C Administration as the investigative arm of the FIU, now focusing almost totally on supposed infractions by the PPP. Against this background, there arises the larger issue of what is called the “chilling effect” that this legislation can have on several fundamental rights of citizens.According to Wiki, “A chilling effect may be caused…any legal action that would cause people to hesitate to exercise a legitimate right (freedom of speech or otherwise) for fear of legal repercussions.”In the context of the action by the insurance company, the freedom to belong to any political party, guaranteed by the Freedom of Association via Art 147, is definitely threatened. Art 147. Sec (1) states rather explicitly: “Except with his or her own consent, no person shall be hindered in the enjoyment of his or her freedom… of… association…that is to say…his or her right to…associate with other persons, and in particular to form or belong to political parties…” The Article goes on to emphasis, in Sec (4) “Nothing contained in or done under the authority of any law shall be held to be inconsistent with, or in contravention of, this article to the extent that the law in question makes provision – (a) that is reasonably required in the interest of defence, public safety, public order, public morality or public health.”But in buttressing the chilling effect due to the discretionary power of financial institutions to query political affiliations and the cue by SOCU’s actions, by making the Financial Intelligence Unit (FIU) subject and responsible to the AML/CFT Authority, there is the existential possibility of it being compromised and undermined in terms of its autonomy and independence. The financial institutions would have to be sensitive to this.More troubling is the fact that the politically exposed persons – Members of Parliament — appoint the AML/CFT Authority, the FIU Director, Deputy Director, and other important functionaries in the FIU.The lesson for Guyana from this episode is that the threats to freedom today are multifarious.
Dear Editor,From a business point of view, the steep reduction of the parking meter fees by the Mayor and City Council can fall into either of two categories, namely a discount or a loss leader. Discounts are used to attract customers to purchase goods and services over a period of time. In the parking meter scenario, we can classify it as the purchase of a service by the persons desirous of utilising the parking facilities. Discounts are a reduction on the selling price of the service but it does not result in a financial lost. In other words, prices do not fall below the cost of the service and profits are realised. If the M&CC and SCS are making a profit with the reduction from $500 to $100 it makes this one of the best deals on the face of the planet. I cannot think of any investment in today’s competitive environment where a discount of five times the standard price still allows for profits. On the other hand, businesses use what is called a loss leader. It is a reduced price, below cost that will attract customers. Businesses absorb losses on the service to drive traffic to a location. However, loss leaders cannot be sustained for an extended period of time, so the price is usually increased within a short time frame.Editor, is the reduction of parking meter fees a discount or a loss leader?Regards,M Craig
This is affirmed by their apparent hesitancy to pronounce on the readiness of the organisation to execute their constitutional mandate.The administrators at GECOM ought to be ready to address any constitutional requirement in keeping with their functional responsibilities. At the time of writing this; it is a monstrous shame that 41 of the 90 days have passed without a public confirmation as to whether the organisation is ready. This column supports the national call for immediate answers from GECOM.This apparent calculated delay comes during a period when there is a valid List of Voters with an expiry period at the end of April.Given that the organisation successfully executed the Local Government Elections only two months ago, and that its Public Relations Officer had already said that systems were in place to implement Standard Operating Procedures, the return to work and role of Chairman Patterson raises more questions than answers.The current position of stymie, therefore emphasises an extremely disappointing, vulgar, and flagrant bias, which signals a posture of unacceptable convenient prejudice to fuel a crisis environment. In an organisation of autonomy, fairness should prevail, contrary to the obviously demonstrated bigotry. There should be no frivolous excuses by GECOM to delay the performance of its mandate. The organisation was tooled to improve efficiency and effectiveness in the execution of its role. Appropriations of hundreds of millions were already spent in updating GECOM’s Crystal Reporting Database system to enhance necessary responses. It is, however, notable that room for particular areas of ICT improvement still exists, such as the critical fingerprint validation addition.This GECOM ICT system, together with appropriate legislation, supports continuous updates of needed records and required data. In so doing, it provides the institution with a distinct advantage to disseminate information, conduct research, analyse data to inform budgeting and conduct training. It is customised in a manner which positions the organisation to overcome numerous previous challenges and hurdles that were associated with manual systems of the ‘70s and ‘80s when the PNC was allowed to glaringly and notoriously manipulate and infiltrate results.A number of interventions since its implementation, although not foolproof, would have made it increasingly difficult to tamper and manipulate results. Such infiltration by external persons of interests now requires surreptitious internal interplay with administrators within GECOM who have access or are otherwise involved in influencing other employed parties.Protection and preservation of security in this realm remain a matter of strongest concern. The Carter Centre interventions prior to and after 1992, resulted in legislative changes which were aligned to and instructive on neutralising the unfair overwhelming controls the PNC had on the electoral mechanism.Areas of adjustments included the approach to deciding the GECOM Chairman which was given scant regard by President Granger and the system of counting of ballots at the Place of Polls, which give some measure of limited assurance.It, therefore, places for strongest scrutiny, the known controls regarding sealing and transport of ballot boxes to prevent issues like the ‘False Statements of Polls’ finding their way into the tally.The situation is suggestive of internal infiltration and this has to be prevented by the mandatory ICT Sign-Off system of results, and the transparent use of fingerprint validation technology in the future.It is noted that the ICT Sign-Off was not done in 2015 although this is provided for in law, while examination of the ICT fingerprint enhancing approach was indeterminately put on hold by Chairman James Patterson who had refused to meet the United Nations team after they had concluded their analysis.Sincerely,Neil Kumar
Jantjies had a nightmare round 15 match as another of his passes was intercepted by Curwin Bosch earlier and the Sharks fly-half raced unopposed to touch down and open the scoringA few minutes after Mapimpi struck, Jantjies missed a penalty that ultimately cost the Johannesburg team a losing bonus point.The hard-earned victory snapped a three-match losing streak at home by the Sharks, who are among the most unpredictable sides in the southern hemisphere franchise championship.“That was a really tough South African derby,” said Sharks skipper and scrum-half Louis Schreuder. “Hats off to our pack who mauled and scrummed well tonight.” Rival captain and Lions No. 8 Kwagga Smith lamented the intercept tries, saying: “They cost us dearly. Otherwise, I thought we played really well.”Although the Lions lacked injured skipper Warren Whiteley, they were a vastly improved team from that humiliated 42-5 by the Sharks in Johannesburg earlier this season.In a seesaw struggle, the Sharks built a 14-point lead that was cancelled by Lions’ tries either side of half-time.A Bosch penalty regained the lead for the Durban outfit and then came the crucial Mapimpi try after the Lions had looked likelier to score through a 14-phase attack.Bosch, No. 8 Daniel du Preez and Mapimpi scored a try each for the Sharks and Bosch slotted three conversions and two penalties.Centre Lionel Mapoe and flanker Cyle Brink were try scorers for the Lions — the losing finalists in the past three editions — and Jantjies kicked two conversions and a penalty.– Point-less tour –Success lifted the Sharks three places to sixth in the combined standings while the Lions slipped one place to eighth.In Cape Town, the Western Stormers outscored the Otago Highlanders by four tries to three as they won 34-22 to keep alive hopes of a top-eight finish and a play-off slot. The victory at Newlands stadium after leading 17-3 at half-time lifted the hosts four places to ninth, level with the Lions on 30 points but behind on matches won.Defeat completed a point-less two-match tour of South Africa for the New Zealanders and they slipped one place to 10th with just two regular season fixtures remaining.Stormers inside centre Damian de Allende (C) takes on the Highlanders defence © AFP / RODGER BOSCHTV analyst and former South Africa coach Nick Mallett praised both teams: “It was an enjoyable match of running rugby in which (Stormers winger) Dillyn Leyds was outstanding.” Out-of-favour Springbok Leyds did not score, but his elusive running caused endless problems for the visitors.While seven tries kept the crowd entertained, the match lacked the intensity of the drawn thriller between the Stormers and the table-topping Canterbury Crusaders last weekend.When centre Patelesio Tomkinson scored and fly-half Marty Banks converted to pull the Dunedin outfit within seven points of the Stormers after 53 minutes, a close finish seemed possible.But the Stormers responded swiftly with Leyds setting up giant lock Cobus Wiese to score unchallenged for a 24-10 lead and the hosts were not seriously challenged thereafter.Scrum-half Herschel Jantjies, skipper and flanker Siya Kolisi, Wiese and substitute fly-half Jean-Luc du Plessis scored a try each for the Cape Town side.Fly-half Josh Stander kicked three conversions and a penalty and his replacement, Du Plessis, a penalty and a conversion.Tomkinson, winger Waisake Naholo and substitute prop Siate Tokolahi scored tries for the Highlanders, Banks kicked a conversion and a penalty and substitute Dan Hollinshead a conversion.0Shares0000(Visited 2 times, 1 visits today) 0Shares0000Stormers loose head lock Cobus Wiese (C) scores a try against Highlanders at Newlands © AFP / RODGER BOSCHJohannesburg, South Africa, May 25 – Coastal Sharks winger Makazole Mapimpi scored an intercept try on 60 minutes to set up a 27-17 triumph over fellow South African side Golden Lions in Super Rugby Saturday. The Springbok leapt to catch an intended pass from Lions fly-half Elton Jantjies and sprinted 90 metres to give the home side a 10-point lead at Kings Park in Durban.
Commissioner Roger Goodell let it drop this week that the National Football League was mulling over the possibility of holding a Super Bowl in London. There’s “a great deal of interest” in this event that would be called – what? – the Benedict Arnold Classic? Goodell was rather taken by the fact that tickets to the first NFL regular season game to be played outside North America – in London’s huge Wembley stadium – sold out in no time flat. The 4-2 New York Giants and 0-6 Miami Dolphins will play there Oct. 28, but London in October is not London in late January and early February weather, and this is a league that thinks Washington, D.C., is too far north to host a Super Bow. Given the time difference, any Super Bowl in London that hoped for decent U.S. TV ratings would have to start around midnight. If London does snag a Super Bowl, it cries out for retaliation. We would have to connive to have the English soccer FA cup final in Jacksonville, maybe Kansas City. 160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set! AD Quality Auto 360p 720p 1080p Top articles1/5READ MOREGame Center: Chargers at Kansas City Chiefs, Sunday, 10 a.m.You would think that with the pageantry, uniforms, violence, arcane rules and bizarre terminology American football would be a natural for the Brits. But it’s never caught on. Foreigners have a similar delusion about Americans and soccer: If only we were exposed to more of it. Hasn’t worked. There’s only one way London should host a Super Bowl. The city would have to earn it – starting with an expansion team stocked with castoffs and kids, gradually building a team and finally having a fan base loyal desperate enough to tolerate paying for preseason games as part of their season ticket package. – Dale McFeatters Scripps Howard News Service
1 Arsenal legend Patrick Vieira believes the current Gunners squad lacks the required strength to maintain a title challenge. Still reeling from the 4-0 drubbing at Liverpool on Sunday, the north Londoners appear to be in disarray, just three league games into the season. The performance at Anfield was one of the worst in Wenger’s 21 years at the Emirates and Vieira believes it is the physical aspect of the game which they miss the most.Vieira told Sportsmail: “If you look at Arsenal today I really enjoy watching them play, they play some really good football. “But that is not enough to win football matches or to win competitions. In our time we were winning and we had the strength to not play well but somehow manage to win the game 1-0. “I’m not one to say, ‘Our generation was better than this generation’. It doesn’t make sense to compare the two generations because we are in a different period. “The team in our generation were more physical but this generation are better football players, there’s no doubt about that. So the balance is what Arsenal need to find. We had the physicality to deal with different situations.” Arsenal players look dejected after they were thumped 4-0 by Liverpool on Sunday
Alvaro Morata is facing a spell on the sidelines 1 Chelsea are set to be without Alvaro Morata for the next six weeks.The striker limped out of Saturday’s 1-0 defeat to Manchester City at Stamford Bridge with a hamstring injury.Morata duly joined up with the Spain squad in Madrid to be checked by medics ahead of their World Cup Qualifiers against Albania on Friday and Israel next Monday.And the Spanish Football Federation has revealed that the 24-year-old has sustained a grade two hamstring tear.Morata has now withdrawn from the Spain squad and the injury is likely to sideline him for around six weeks.That will come as a big blow to Chelsea boss Antonio Conte.Morata has made an impressive start to his Blues career after his summer move from Real Madrid, scoring six goals in seven Premier League games.With Diego Costa having been sold to Atletico Madrid, Michy Batshuayi is the only other recognised striker available to Conte.
GETTY “Frank [Lampard] is in a position, if he were to be the next manager, to say, ‘right, what’s going to work, how are we going to slot this in, how are we going to mix and match for the next 12 months?’“I still believe Chelsea will be looking for a top-four finish.“They are more than capable with the quality of players they have in their squad, it’s just finding the right mix.”Listen back to Mark Schwarzer on talkSPORT 2 in full above Kevin De Bruyne ‘loves Man City and wants to keep winning’, reveals father Eden Hazard joins Real Madrid and is officially announced at the Bernabéu The Belgian star’s departure has left a big hole in the squad, and one they may not be able to fill in the summer market if the club’s transfer ban is upheld.It means whoever is in charge of the team this season – with Frank Lampard the favourite to replace Maurizio Sarri, who is reportedly set to take over at Juventus – will have to make do with the players already at their disposal.Eden Hazard scored 21 goals and provided 17 assists for Chelsea this season.His 16 goals and 15 assists in the Premier League meant he was directly involved in almost half his side’s league goals.However, even without Hazard, Schwarzer insists the current Chelsea squad is capable of qualifying for Champions League football again next term.“It goes without saying how important Eden Hazard has been for the team over the last couple of years,” the Australian told the Weekend Sportsday on talkSPORT 2.“But I just know that sometimes a player of that magnitude, a player of that importance, a player who needs to be on the ball so often, can sometimes be such a focal point that it takes responsibility away from other players. Getty “What’s going to happen now is there are other players in that squad who have to step up and start delivering more consistent performances.“There are guys at Chelsea who have been hot and cold for a number of seasons, and now they have an opportunity [to prove themselves].“They’ve lost one of the best players in the world and it’s a big loss, no doubt about it whatsoever.“However, Chelsea have still got a very strong squad and then you take into consideration the amount of players they have out on loan. LIVING THE DREAM Eden Hazard waves to a packed 50,000-strong Bernabeu as Real Madrid fans flocked to see their new big-money signing 2 IN DEMAND Where every Premier League club needs to strengthen in January targets The biggest market value losers in 2019, including Bale and ex-Liverpool star 2 LATEST targets Tony Cascarino backs Everton to sign two strikers for Carlo Ancelotti Video Player is loading.Play VideoPlayMuteCurrent Time 0:00/Duration 1:18Loaded: 0%Progress: 0%Stream Type LIVERemaining Time -0:00 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedAudio TrackFullscreenThis is a modal window.Beginning of dialog window. 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Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreen TOP WORK Eden Hazard’s transfer to Real Madrid may not be a complete disaster for Chelsea, who will still have a great shot at a top four finish in the Premier League next season.That’s the verdict from former Blues goalkeeper Mark Schwarzer, who believes the rest of the squad will step up their performances now their talisman has left for Spain.The inevitable finally happened this week as Hazard completed his move to the Bernabeu, in a deal which could see Chelsea bank over £150million. Cavani ‘agrees’ to join new club and will complete free transfer next summer Man United joined by three other clubs in race for Erling Haaland Arsenal transfer news LIVE: Ndidi bid, targets named, Ozil is ‘skiving little git’ Liverpool’s signings under Michael Edwards – will Minamino be the next big hit? LATEST talkSPORT.COM TRANSFER GOSSIP REVEALED Chelsea won the Europa League this season, but they will all have to up their performances next season to make up for losing Hazard moving on
West Brom were denied the chance of making an immediate return to the Premier League and will hope to go two better in 2019/20.The Baggies missed out on a Play-off final spot after losing in the semi-finals to Aston Villa on penalties, despite winning the second-leg. Getty 1 stalemate EFL result LATEST FOOTBALL NEWS Darren Moore was controversially sacked by the club in March, this despite West Brom sitting fourth in the Championship.They have appointed Slaven Bilic as their new head coach on a two-year contract and it will be the first time he has managed in England since he was dismissed by West Ham in 2017.The 2019/20 fixtures were released today and in Bilic’s first match in charge, West Brom will face Nottingham Forest at the City Ground.(All dates are subject to change depending on TV and radio picks). Video Player is loading.Play VideoPlayMuteCurrent Time 0:00/Duration 0:48Loaded: 20.53%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:48 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreen Strugglers Wigan hold Blackburn to goalless draw in Championship GREAT NEWS John Terry has signed a new contract extension with Aston Villa which keep him at the club until 2021JANUARYWednesday, January 1 Leeds United (H)Saturday, January 11 Charlton Athletic (A)Saturday, January 18 Stoke City (H)Saturday, January 25 Cardiff City (A)FEBRUARYSaturday, February 1 Luton Town (H)Saturday, February 8 Millwall (A)Wednesday, February 12 Reading (A)Saturday, February 15 Nottingham Forest (H)Saturday, February 22 Bristol City (A)Tuesday, February 25 Preston North End (H)Saturday, February 29 Wigan Athletic (H)MARCHSaturday, March 7 Swansea City (A)Saturday, March 14 Birmingham City (H)Tuesday, March 17 Brentford (A)Saturday, March 21 Sheffield Wednesday (A)APRILSaturday, April 4 Hull City (H)Friday, April 10 Derby County (H)Monday, April 13 Blackburn Rovers (A)Saturday, April 18 Fulham (H)Saturday, April 25 Huddersfield (A)MAYSaturday, May 2 Queens Park Rangers (H)talkSPORT is the home of live football! Make sure you stay tuned in for in-depth coverage of the most competitive league in the world. Leeds lose at Fulham, West Brom held, Charlton’s winless run continues AUGUSTSaturday, August 3 Nottingham Forest (A)Saturday, August 10 Millwall (H)Saturday, August 17 Luton Town (A)Wednesday, August 21 Reading (H)Saturday, August 24 Derby County (A)Saturday, August 31 Blackburn Rovers (H)SEPTEMBERSaturday, September 14 Fulham (A)Saturday, September 21 Huddersfield Town (H)Saturday, September 28 Queens Park Rangers (A)OCTOBERTuesday, October 1 Leeds United (A)Saturday, October 5 Cardiff City (H)Saturday, October 19 Middlesbrough (A)Tuesday, October 22 Barnsley (H)Saturday, October 26 Charlton Athletic (H)NOVEMBERSaturday, November 2 Stoke City (A)Saturday, November 9 Hull City (A)Saturday, November 23 Sheffield Wednesday (H)Wednesday, November 27 Bristol City (H)Saturday, November 30 Preston North End (A)DECEMBERSaturday, December 7 Swansea City (H)Wednesday, December 11 Wigan Athletic (A)Saturday, December 14 Birmingham City (A)Saturday, December 21 Brentford (H)Thursday, December 26 Barnsley (A)Sunday, December 29 Middlesbrough (H) goalless Bannan penalty helps Sheffield Wednesday strengthen grip on play-off place West Brom will be among the favourites for promotion once more Cardiff and Preston play out stalemate in Championship early kick-off Hull defender MacDonald given all-clear after battle with bowel cancer ROUND-UP
Share This!Pandora: The World of Avatar opens May 27, 2017 at Disney’s Animal Kingdom. We don’t know all the details yet, but our experience tells us some basic things about how crowds will interact with Animal Kingdom after the new land opens. Since we hear that pictures are better than words, Brian put together a video to explain. If you would like to see more things like this, please give us some suggestions in the comments. Oh, and don’t forget to subscribe to our YouTube channel so you don’t miss anything!